The answer is yes. If you are a British citizen visiting any country outside of the UK then you will need travel insurance (even visiting Jersey or EU states under EHIC).
There is a difference with Australia and New Zealand as both countries have a reciprical deal with the UK for health. New Zealand states that a British passport holder (not a permanent resident of the UK, you must be a British citizen) has the same rights as a New Zealander for treatment in public hospitals - you can read the official text here >.
The situation in Australia is similar for British nationals. You are expected to enrol on Medicare when you arrive in Australia. Details for British citizens can be seen here > . It is worth noting that there are many exceptions in Australia to the reciprocal agreement. Exclusions under the reciprocal agreement include pharmaceuticals when not a hospital in-patient, use of ambulance services and medical evacuations, which are very expensive. This is why you need comprehensive travel insurance.
ALLCLEAR Travel Insurane - ANY AGE
- Covers all sorts of Medical Conditions - Get peace of mind with cover for any medical condition including diabetes, cancer and heart disease
- No age restrictions because they believe everyone deserves the right to travel no matter their age
- Long stay travel insurance is cover for a holiday where you’ll be travelling for any period up to 12 months.
- 99% of customers are offered cover
Quotes from* - £9.70
> Get a quote from ALLCLEAR Insurance - Link not working? try this
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- Travelsupermarket covers many of the options for long stay insurance and will offer coverage for all ages.
- Their quote engine probably gives more results than any other comparison site
- They have a backpacker option too, which provides budget travel cover for people of all ages.
Example Quote* - £40.00
> Get a quote from TRAVEL SUPERMARKET - Link not working? try this
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Good to Go Specialist for older travellers
Goodtogoinsurance.com provides travel insurance cover to travellers of any age, with or without pre existing medical conditions. They can also cover your travelling companions on the same policy.
- Pre existing conditons such as Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
- Single trip and annual travel insurance with no age limit
- Three levels of travel insurance cover available
Example Quote* - £27.34 (Silver Policy)
You can even take out travel insurance while you are already travelling.
Take as many holidays as you wish and be covered all year long! 17 days Winter Sports Cover FREE if you take out the 45 days policy.
Aussies, Kiwis & Saffas Cover is for round trip journeys from your current country of residence in the UK, or EU and also for one way trips of up to 12 months duration
Example Quote* - £35.00
> Get a quote from GLOBELINK - Link not working? try this
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Explorer Insurance
They offer a wide range of policies, with different levels of cover, so you can tailor your insurance to meet your specific needs. Get a quote and buy online now!
Explorer Single Trip Travel Insurance offers great value cover for all types of holidays. From beach holidays to city breaks and cruises to sightseeing, you can get a quote and buy cover for your trip right now.
Our Single Trip policies include:
Up to £10 million medical expenses cover
24 hour emergency assistance
- Example Quote* - £67.34
> GET A QUOTE FROM EXPLORER INSURANCE
- Link not working? try this
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Looking for a great deal on holiday travel insurance?
Sunshine Insure - Europe and Worldwide Travel Insurance for British and UK residents
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