Don’t let medical conditions hold your holiday back!
Have you got a Medical Condition and struggling to find affordable cover for your trip to sunny Thailand or Awesome Australia?!
Listed below are some travel insurance providers from the UK who will cover your pre-existing conditions, but don’t forget to declare them!
Post Office Travel Insurance for any age
For weekend breaks to one year trips Cruise cover provided as standard!
Optional extras - including ski, cruise & golf insurance Choose from single trip, annual multi-trip or backpacker cover 24/7 medical emergency helpline
- Example Quote* - £32.36 (PO Single Trip)
> GET A QUOTE FROM POST OFFICE INSURANCE
- Link not working? try this
Travel Supermarket Comparison
Travelsupermarket insurance will give you a broad view of the whole of the travel insurance options for your longer stay trip. Compare 120 holiday insurance policies from over 50 travel insurance providers including SAGA, Staysure and Allclear.
- Policies tailored to you
- Cover from just £6.00
> GET A QUOTE FROM TRAVEL SUPERMARKET
- Link not working? try this
Staysure Travel Insurance for ANY AGE
5 Star reviews on Trustpilot than any other travel insurance provider.
Covering you for one trip to any worldwide destination, with no upper age limit 100% of claims are progressed to the decision stage within 2 days of receiving all documents
- 99% of global destinations covered
- Example Quote* - £55.00
> GET A QUOTE FROM STAYSURE INSURANCE
- Link not working? try this
Avanti Insurance for the Over 65s
Single Trip Travel Insurance covers anyone up to the age of 120! Cancellation cover starts as soon as you take out the policy and ends when you’re back home again. Ideal if you are planning on a long stay in the winter sun of Spain or Portugal, or further afield like Mexico or Thailand.
- Example Quote* - £29.00
> GET A QUOTE FROM AVANTI INSURANCE
- Link not working? try this
Good to Go for the over 80s
Goodtogoinsurance.com provides travel insurance cover to travellers of any age, with or without pre-existing medical conditions. They can also cover your travelling companions on the same policy.
- Pre existing conditons such as Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
- Single trip and annual travel insurance with no age limit
- Three levels of travel insurance cover available and No AGE LIMITS!
- Example Quote* - £67.34 (Silver Policy)
> GET A QUOTE FROM GOOD TO GO INSURANCE
- Link not working? try this
Globelink Insurance for seniors up to 89
Single trip policies are available for up to 89 year olds, Over 50 pre-existing medical conditions covered for free
24/7 medical emergency helpline - we’re there if you need us
- Example Quote* - £40.99
> GET A QUOTE FROM GLOBELINK
- Link not working? try this
Columbus Insurance up to the age of 85
Columbus offer a range of flexible single-trip policies from just £2.69 and annual policies from £22(1) covering both Europe and Worldwide destinations. All policies include cover for over 150 sports and activities. For those with a more adventurous streak, many more daring activities can be covered for a small extra premium.
- Example Quote* - £12.69
> GET A QUOTE FROM COLUMBUS INSURANCE
- Link not working? try this
Here are some practical tips for getting cheap UK holiday insurance, whether you’re traveling within the UK or abroad:
Compare Quotes Online
Use comparison websites like MoneySuperMarket, Compare the Market, or GoCompare to quickly check prices from multiple insurers. This helps you find the best deal without spending hours searching individually.
Book Early
Buy your insurance as soon as you book your holiday. This not only ensures you’re covered for cancellation right away but can also lock in lower rates before prices rise closer to your travel date.
Choose the Right Policy Type
If you’re only taking one trip, opt for a single-trip policy, which is often cheaper for a one-off holiday.
If you plan multiple trips within a year, an annual multi-trip policy could save you money compared to buying separate policies each time.
Tailor Your Coverage
Avoid over-insuring by selecting only the cover you need. For example:
Skip gadget cover if you’re not bringing expensive electronics.
Don’t pay for worldwide cover if you’re only staying in the UK or Europe.
Avoid extras like winter sports cover unless you’re actually skiing.
Disclaimer
This site is not affiliated, associated, or in any way officially connected with Martin Lewis or MoneySavingExpert.com or their subsidiaries. The names of these companies, as well as related names, marks, emblems, brands, and images, are registered trademarks of their respective owners.