More and more people are taking career breaks, gap years and choosing to winter in sunny locations these days and in these cases multi-trip insurance doesn't cover these longer stays.
This is where long stay cover comes in. Typically these travel insurance policies will extend to provide cover beyond the 90 day limit of normal single trip multi destination insurance. Backpackers and even short term expats can benefit from taking out long stay holiday insurance and this can often work out better value than medical or health insurance. It is always worth taking out a good level of travel insurance evem if you are going to be away a long time. Hospital bills around the World can be very high indeed.
Listed are a number of travel insurers who have coverage for trips abroad that exceed 90 days in length.
Travel Insurance for Medical Long Stay Cover
They specialise in providing travel insurance for people who have medical conditions but don't want to be held back by them. They offer full screening – either online or on the phone – for 1000s of conditions and can offer instant cover, wherever you are going.
Example Quote* - £33.00
> Get a quote from TRAVEL INSURANCE 4 MEDICAL - Link not working? try this link opens in same window
Up to £250 total valuables limit to replace your stolen or damaged items and cover your watches and sunglasses
- Single Trip & Annual Multi-trip policies to age 99
- Optional cover for over 2,000 medical conditions
- Independent travel on annual policies
- Will cover up any age group and for any length of time too!
Example Quote* - £47.21 (STC Trip)
> Get a quote from ALPHA COVER - Link not working? try this
Get Going Travel Insurance
As specialists in medical travel insurance, they understand the difficulties of finding the right medical travel insurance cover at the right price. When you have an existing medical condition, whether it is asthma, high blood pressure or something more serious like cancer, they can provide peace of mind and cover
Example Quote* - £29.88 (Get Going Standard Single Trip)
> Get a quote from GET GOING - Link not working? try this link opens in same window
Insure for long stay Insurance
With just under 10 years specialist experience under their belts, no other insurance company is better placed to offer you great quality UK, European and Worldwide cover particularly for backpackers and the long termers, supported by great value family discounts, including FREE COVER FOR KIDS and 90 plus days cover
Example Quote* - £27.53 (Budget Trip)
> Get a quote from INSURE FOR INSURANCE - Link not working? try this
Top Dog Travel Insurance for longer stays
Top dog travel insurance is designed to protect you from those unexpected situations, either before or during your holiday. They offer you peace of mind with cover for unforeseen expenses including medical emergencies, lost luggage, delays and cancellations.
Top Dog insurance will cover gadgets up to £500*
> Get a quote from TOP DOG - Link not working? try this
Good to Go Specialist cover
Goodtogoinsurance.com provides travel insurance cover to travellers of any age, with or without pre existing medical conditions. They can also cover your travelling companions on the same policy.
- Pre existing conditons such as Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
- Single trip and annual travel insurance with no age limit
- Three levels of travel insurance cover available
Example Quote* - £27.34 (Silver Policy)
> Get a quote from GOOD TO GO INSURANCE - Link not working? try this
Insure for all backpacker insurance
Many companies, especially on the internet, don't offer this protection for long stay trips but insurefor all does.
- Single trip policies for ages 65-99 online, Annual up to 74 including 90 days cover for longer stays
- Cover for individuals, couples or groups of up to 8 people
- Cover for many pre-existing medical conditions – subject to medical screening
Example Quote* - £26.14 (Single Trip Bronze)
> Quote from INSURE FOR ALL - Link not working? try this link opens in same window
Jet 2 Travel Insurance
With Jet2Insurance.com single trip insurance you can have complete peace of mind for the duration of your holiday, from 3 days to 3 weeks or more!
Medical Emergency & Repatriation (up to £10,000,000), Cancellation, Curtailment & Trip Interruption (up to £3,500)
Example Quote* - £22.10 (Standard LONG STAY Single Trip)
> Get a quote from JET2 INSURANCE - Link not working? try this link opens in same window
John Lewis Travel Insurance for all
Optional Independent Traveller Insurance to provide cover when individual elements of a trip are booked separately, rather than as part of a package. This enhancement also provides cover for flights cancelled or delayed as a result of travel disruption caused by a volcano.
- No wardrobe worries - up to £2,500 for lost luggage
- Loss or theft of your passport covered as standard
- Travel cover for up to six months
Example Quote* - £29.00 (Plus Policy)
> Get a quote from JOHN LEWIS INSURANCE - Link not working? try this
Looking for a great deal on a hotel, guesthouse or apartment?
Sunshine Insure - Worldwide Travel Insurance for UK residents