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Travel Insurance for trips longer than 90 days

UK Long Term Cover for Backpackers and Expats

More and more people are taking career breaks, gap years and choosing to winter in sunny locations these days and in these cases multi-trip insurance doesn't cover these longer stays.

This is where long stay cover comes in. Typically these travel insurance policies will extend to provide cover beyond the 90 day limit of normal single trip multi destination insurance. Backpackers and even short term expats can benefit from taking out long stay holiday insurance and this can often work out better value than medical or health insurance. It is always worth taking out a good level of travel insurance evem if you are going to be away a long time. Hospital bills around the World can be very high indeed.

Listed are a number of travel insurers who have coverage for trips abroad that exceed 90 days in length.


travel for medical Travel Insurance for Medical Long Stay Cover
They specialise in providing travel insurance for people who have medical conditions but don't want to be held back by them. They offer full screening – either online or on the phone – for 1000s of conditions and can offer instant cover, wherever you are going.
Example Quote* - £33.00
> Get a quote from TRAVEL INSURANCE 4 MEDICAL - Link not working? try this link opens in same window


get going insure Get Going Travel Insurance
As specialists in medical travel insurance, they understand the difficulties of finding the right medical travel insurance cover at the right price. When you have an existing medical condition, whether it is asthma, high blood pressure or something more serious like cancer, they can provide peace of mind and cover
Example Quote* - £29.88 (Get Going Standard Single Trip)
> Get a quote from GET GOING - Link not working? try this link opens in same window


insure for Insure for long stay Insurance
With just under 10 years specialist experience under their belts, no other insurance company is better placed to offer you great quality UK, European and Worldwide cover particularly for backpackers and the long termers, supported by great value family discounts, including FREE COVER FOR KIDS and 90 plus days cover
Example Quote* - £27.53 (Budget Trip)

> Get a quote from INSURE FOR INSURANCE - Link not working? try this


avanti Avanti Long Stay Insurance
Repatriation is included under the Medical Expenses section of the policy. If you need to be repatriated back to the UK please make sure that you contact their 24 hour medical emergency assistance for expats
- Cover most pre-existing medical conditions.
- Covers any age and 90 days plus
Example Quote* - £27.53 (Budget Trip)

> Get a quote from AVANTI INSURANCE - Link not working? try this


just travel Just Travel Cover for longer stays
Just travel have developed travel insurance with cover for pre-existing medical conditions and travel insurance with no age limit, suitable for travellers over 65.
- Travel insurance cover for single trips up to 183 days
- Travel insurance cover for cancellation
- Provide cover for most medical conditions and there are no age limits
Example Quote* - £20.24 (Beyond Travel Silver)

> Get a quote from JUST TRAVEL INSURANCE - Link not working? try this



Columbus Columbus Direct Insurance for Long trips
For single trip, annual multi trip, ski, backpacker, business, holiday, family, or even pre-existing medical travel insurance, you can get an instant quote and be covered immediately!
- Cover available for pre-existing medical conditions
- Up to £2,500 baggage cover including valuable and delayed baggage
and 90 day cover
Example Quote* - £26.55 (Bronze Single Trip)
> Get a quote from COLUMBUS DIRECT - Link not working? try this


flexi Flexi Cover Long trips Insurance
Up to £250 total valuables limit to replace your stolen or damaged items and cover your watches and sunglasses
- Single Trip & Annual Multi-trip policies to age 85 and for more than 90 days
- Optional cover for over 2,000 medical conditions
- Independent travel on annual policies
Example Quote* - £22.21 (Silver Single Trip)

> Get a quote from FLEXI COVER - Link not working? try this


explorer Explorer Backpackers 90 days Insurance
Up to £250 total valuables limit to replace your stolen or damaged items and cover your watches and sunglasses
£5 million medical expenses cover
£5,000 holiday cancellation cover
Kids go FREE on family policies
Example Quote* - £37.49 (ES Single Trip Plus)

> Get a quote from EXPLORER INSURANCE - Link not working? try this


Goodtogo Good to Go Specialist cover
Goodtogoinsurance.com provides travel insurance cover to travellers of any age, with or without pre existing medical conditions. They can also cover your travelling companions on the same policy.
- Pre existing conditons such as Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
- Single trip and annual travel insurance with no age limit
- Three levels of travel insurance cover available

Example Quote* - £27.34 (Silver Policy)
> Get a quote from GOOD TO GO INSURANCE - Link not working? try this


insure for all Insure for all backpacker insurance
Many companies, especially on the internet, don't offer this protection for long stay trips but insurefor all does.
- Single trip policies for ages 65-99 online, Annual up to 74 including 90 days cover for longer stays
- Cover for individuals, couples or groups of up to 8 people
- Cover for many pre-existing medical conditions – subject to medical screening
Example Quote* - £26.14 (Single Trip Bronze)
> Quote from INSURE FOR ALL - Link not working? try this link opens in same window


jet2 Jet 2 Travel Insurance
With Jet2Insurance.com single trip insurance you can have complete peace of mind for the duration of your holiday, from 3 days to 3 weeks or more!
Medical Emergency & Repatriation (up to £10,000,000), Cancellation, Curtailment & Trip Interruption (up to £3,500)
Example Quote* - £22.10 (Standard LONG STAY Single Trip)
> Get a quote from JET2 INSURANCE - Link not working? try this link opens in same window


John Lewis Travel John Lewis Travel Insurance for all
Optional Independent Traveller Insurance to provide cover when individual elements of a trip are booked separately, rather than as part of a package. This enhancement also provides cover for flights cancelled or delayed as a result of travel disruption caused by a volcano.
- No wardrobe worries - up to £2,500 for lost luggage
- Loss or theft of your passport covered as standard
- Travel cover for up to six months
Example Quote* - £29.00 (Plus Policy)
> Get a quote from JOHN LEWIS INSURANCE - Link not working? try this


Over 59s Saga Saga Travel Insurance for older long stay cover
For weekend breaks to one year trips Cruise cover provided as standard!
- Cover most pre-existing medical conditions.
- Covers any age
Example Quote* - £22.56 (Saga Single Trip)


> Get a quote from SAGA INSURANCE - Link not working? try this


FCO Know before you go is the UK Government traveller resource

Sunshine Insure - Worldwide Travel Insurance for UK residents

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